For your convenience, we accept cash, personal checks and major credit cards. Payment is expected at the time services are performed. When more extensive dental care is necessary, financial arrangements can be made with our office. We do offer financing of dental care through our partnership with CareCredit. Please don’t hesitate to ask us for information or assistance.

When we provide dental care and services we charge the same  usual and customary fees to all of our patients, regardless of coverage. Your dental insurance policy may base its coverage on a fixed fee schedule, which may or may not match our usual fees. Insurance companies vary widely in what they cover. We can assist you with determining your financial responsibility versus your covered benefit. Please also know, when you are seeking reimbursement for out of pocket costs that some insurance companies process claims quickly while others often delay payments. It’s our goal to keep the communication open about your coverage and the costs of your care. Treatment plans can help you plan your care over time. Let us know what you need to make your dental care a success.

We accept most dental insurance programs, including non-managed care, indemnity (traditional) and IN NETWORK  We are not part of any managed care network.  Our  staff is happy to assist you with the preparing the necessary forms to submit to your insurance company for reimbursement. Your dental insurance policy is an agreement between you and the insurance company. You are responsible for the costs of treatment should your benefits not fully cover treatment. We are here to help.

At Radiant Smiles, we are pleased to offer the residents of 4S Ranch, Rancho Bernardo and the surrounding communities the best in dental care. In that effort, we are happy to offer our patients CareCredit, North America’s leader in patient payment plans.  CareCredit lets you begin your treatment immediately – then pay for it over time with low monthly payments at 0% interest rate that fit easily into your monthly budget.

CareCredit works like a credit card, but is exclusive for healthcare services.  With no up-front costs, no pre-payment penalties, and no annual fees, CareCredit lets you pay over time and frees up cash and credit cards for the other things you want or need.  CareCredit offers low monthly payment plans for healthcare procedures not commonly covered by insurance, including dental treatment.  Plus, you can use your card again and again to pay for additional treatment for yourself or family members in any CareCredit practice.

• Low minimum monthly payments
• No-interest financing if paid within 12 months (Additional plans may be available)
• No up-front costs, pre-payment penalties or annual fees